Parthagica Directory 06
The discommodities of usury are, First, that it makes fewer merchants. For were it not for this lazy trade of usury, money would not he still, but would in great part be employed upon merchandizing; which is the vena porta of wealth in a state. The second, that it makes poor merchants. For, as a farmer cannot husband his ground so well, if he sit at a great rent; so the merchant cannot drive his trade so well, if he sit at great usury. The third is incident to the other two; and that is the decay of customs of kings or states, which ebb or flow, with merchandizing. The fourth, that it bringeth the treasure of a realm, or state, into a few hands. For the usurer being at certainties, and others at uncertainties, at the end of the game, most of the money will be in the box; and ever a state flourisheth, when wealth is more equally spread. The fifth, that it beats down the price of land; for the employment of money, is chiefly either merchandizing or purchasing; and usury waylays both. The sixth, that it doth dull and damp all industries, improvements, and new inventions, wherein money would be stirring, if it were not for this slug. The last, that it is the canker and ruin of many men's estates; which, in process of time, breeds a public poverty.
The immediate effects of this brilliant success were immense. Many of the Spanish tribes deserted the Carthaginian cause; and when Scipio took the field in the following year (B.C. 209) Mandonius and Indibilis, two of the most powerful and hitherto the most faithful supporters of Carthage, quitted the camp of Hasdrubal Barca, and awaited the arrival of the Roman commander. Hasdrubal was encamped in a strong position near the town of Baecula, in the upper valley of the Baetis (Guadalquiver), where he was attacked and defeated by Scipio. He succeeded, however, in making good his retreat, and retired into northern Spain. He subsequently crossed the Pyrenees, and marched into Italy to the assistance of his brother Hannibal, as already narrated.